Argentia offers the following multi-family and commercial real estate due diligence services.   The results of our services are documented within a report of findings and/or a decision making tool for client utilization.

Argentia’s Services

· Historical and in-place cash flow analysis to derive a sustainable cash-flow

· Rent roll analysis, lease abstracting, and estoppel reconciliation.

· Review and analysis of third party reports including Appraisal, PCR, Phase I and PML (as applicable).

· Borrower credit and experience analysis.

· Competitive market analysis including advantages and disadvantages.

· Loan summary or ASR preparation for credit committee or loan sale presentation.

Loan Underwriting and Re-underwriting

· Argentia offers site inspection services for new loan originations, asset management surveillance, and seasoned not buyers.

· Fannie Mae and Freddie Mac certified property inspections of multi-family communities.

· Market Analysis—Argentia’s site inspections incorporate not only a view towards the physical aspects of the real estate, but how the property competes within the market.  Rent and occupancy trends are also taken into consideration.

Property Site Inspections and Market Analysis

· Analysis of loan file contents to determine document deficiencies.

· Financial statement and rent roll analysis for NOI and DCF update reporting.

· Argus analysis updates.

· Site inspection and inspection reporting.

· Preparation or updating of asset summary reports (ASRs) for loan sale marketing.

· Data aggregation or update for loan sale marketing, sale of servicing rights, or portfolio tracking.

Loan Portfolio Review and Assessment

· Argentia Group is skilled at working in international environments. 

· Argentia provides services in mortgage due diligence and commercial real estate assessment in Latin America. 

International Services— Latin America

Please contact Argentia if your firm has a service need that is not mentioned above, or if you would like to request a proposal.    

CRE Appraisal Reviews

· Review of commercial real estate appraisals from the perspective of real estate fundamentals, market assumptions, support of conclusions, and income approach methodology.